Our Boleman team appeared on @nbc12news Call 12. The topic was “Tax Season & Bankruptcy – How filing bankruptcy can protect your tax refund.” Chris Flynn, Veronica Brown-Moseley, Callie Gibson, and Daniel Webster of our Richmond office participated in answering the viewer’s questions.
By Veronica D. Brown-Moseley and Stephen F. Relyea
The automatic stay serves as a shield that immediately protects debtors in bankruptcy and their property from a host of creditor collection actions ranging from foreclosure, repossession, and garnishment to collection letters and phone calls. In most instances, the filing of a bankruptcy case forces creditors to cease all collection actions and provides debtors with peace of mind and the ability to obtain a fresh start.
Boleman attorney Matt Hahne appeared on Coast Live to discuss the dangers of filing for bankruptcy without appropriate counsel, what is called a pro se filling. Further, Hahne talks about the difference a bankruptcy lawyer makes when filing for bankruptcy and protecting you from breaking any federal laws.
Boleman attorney Matt Hahne addresses attendees of the 2019 Group Legal Services Association Spring Conference in Tampa, FL. Matt is the President of the GLSA, which improves access to affordable legal services by creating support for its legal services plan industry members.
Boleman attorneys joined other Hampton Roads attorneys and judges at the Tidewater Bankruptcy Bar Association’s 27th Annual Bankruptcy Seminar. Our own Barry Spear closed out his year as President of the TBBA.
Boleman attorney Chris Baker appeared on Coast Live to discuss the urgency of meeting with a bankruptcy attorney to protect your assets from creditors, and even force creditors to return assets that were taken from you. Chris also dispels myths about losing assets because of a bankruptcy. Learn more about protecting your assets by filing a bankruptcy.
Boleman Law Attorney Christina Parrish appeared on Coast Live to discuss helpful solutions for people suffering with debt from toll violations. Learn about the ways in which toll debt can disrupt daily life, and how bankruptcy can provide relief.
Married couples frequently file a bankruptcy case together in what is called a joint case. The Chapter 13 term lasts three to five years. Sometimes the couple’s relationship falls apart during that term. This article discusses three options that an attorney would discuss with the couple.
What is the Virginia Military and Veteran Legal Resource Guide and how can it help you?
by Mark C. Leffler, Esq, and Emily Connor Kennedy, Esq.
What are the concerns after the Supreme Court’s ruling in Henson v. Santander Consumer? Could it affect you? Find out what John Bollinger has to say here!
Many clients wonder what will happen if their current vehicle breaks down or is a total loss during the term of their Chapter 13 Plan. While it is preferable to pay cash for a new vehicle, expenses in our lives do not always allow for this. The bankruptcy does not prohibit you from incurring debt but the process does require patience. We will discuss all your options with you prior to you making a decision.
One of the biggest myths I hear from people regarding bankruptcy is that they cannot file bankruptcy because the Trustee will take their home.
All people experience “bumps in the road” of life, such as job loss, illness, or death. If you experience such an event during your Chapter 13 bankruptcy, you should first inform your attorney. Every person’s circumstances are different, and your attorney will help you choose the option that best fits with your case and your goals.
By Amanda DeBerry and Angela Haen ¹
From a debtor’s perspective, filing bankruptcy is an expensive proposition. In addition to the court filing fee and mandatory credit counseling course, there is the cost of an attorney to represent them throughout the process.
We have been privileged to help thousands of Virginians regain their financial health. But the most consistent regret these folks express to us is that they wish they had come to us for help sooner.
Deciding which type of bankruptcy to file can be complicated. It is important to understand how the different types of bankruptcy will address the debts that you have.
Supreme Court ruling still allows stripping underwater second mortgage in Chapter 13 bankruptcy.
If you do not complete the Debtor’s Education Course and obtain a Pre-Discharge Education certificate your bankruptcy discharge may be denied by the court.
Financial wellness programs boost productivity. Workers under financial strain are more likely to be distracted and absent from work.
The Consumer Financial Protection Bureau (CFPB) is looking into payday lending and in the next 12 to 18 months may issue guidance or propose regulations for the $46 billion business. At a CFPB hearing in Richmond last week speakers for and against payday loans were heard. Read more …http://www.richmond.com/business/sponsored-content/article_c2fa4046-d884-11e4-a4fd-5b33b58a0231.html
According to Virginia Beach, over 6,000 City households are “unbanked” – they do not have a bank account.
Since 1991 Boleman Law Firm has helped over 106,000 Virginians regain their financial health. They help people with financial problems such as vehicle repossession, job loss, home foreclosures, credit card debt and payday or title loans.
Boleman Law attorneys and professionals deliver free, entertaining, life changing personal finance management classes and seminars through a wide variety of community organizations.
In America today, 28% of us have more in credit card debt than we have in savings. That’s up 5% in the past two years. Another 17% of us don’t have any credit card debt, but we don’t have any emergency savings either.
It’s that time of the year again when the airwaves are humming with offers of lump sum payments on structured settlements, pennies-on-the-dollar tax payments, debt consolidation and instant cash for car titles. No credit check! Get cash with an easy payday loan.
Watching all the glitz and glamor of Academy Awards recently I was struck by the thought that celebrities may be much like many Virginians. They, too, have run into overwhelming debt and filed for personal bankruptcy.
The recent announcement from Family Dollar highlights the growing income gap between consumers who are regaining ground after the depression and those who are still stuck.
I was watching TV a few days ago when I saw an ad that raised my blood pressure to the boiling point. It showed “Mr. and Mrs. Santa” discussing how to pay for Christmas. Mrs. Santa, in a moment of weakness, recommends taking out a title loan on their reindeer sleigh. They could get up to $5,000, she notes, without a credit check.
“In the affordable markets the millennials are already buying in huge numbers.” So says Jonathan Smoke, chief economist at realtor.com speaking at the National Association of Realtors last week. Even with student loan debt and a below par job market, he believes that these 18 to 35-year-olds are the home buyers of the future.
Twenty-three years ago my wife, Gayle, and I started Boleman Law Firm in a tiny Richmond office. We never dreamed of a future where Boleman Law would be the largest bankruptcy law firm in Virginia. Nor that we’d be privileged to help more than 106,000 Virginians regain their financial health.
Apple and at least one other vendor are looking to get rid of credit cards. Wave your iPhone over the reader and funds will be instantly deducted from your account to pay for your purchase. But let’s be sensible, there will also be fees just like credit cards.
For many of us, January is the time for our annual renewal. We acknowledge that 2014 is over, along with the problems and joys, and that 2015 is here, bright and shiny. It’s time to get healthy and get a fresh start.
Military personnel and other government employees fear that filing personal bankruptcy, may negatively impact their security clearance and their jobs (even when instructed to do so by a superior to keep their security clearance). Here are some clearance investigation guidelines.
If you’re like most people, you live from paycheck to paycheck. But what happens if your paycheck is suddenly cut by 20% or disappears altogether? If you see sequestration or work cutbacks in your future, here are 10 things you can do to do to get ready.
People with overwhelming debt are often faced with legal consequences. Bankruptcy is legal protection that helps them get a fresh financial start.