For people facing overwhelming debt, just answering the phone or opening the mail can be stressful.
Debt collectors, like humans, come in all sorts of forms. Some are quiet and mannerly. Others are loud and harassing. But they all want to know when you’re going to pay the bill. With interest and late fees and legal charges attached. Collection letters are printed on colored paper, as if that’s going to get the bill paid faster.
There are many reasons why people fall behind on their debts. Medical bills. Job loss or cutbacks at work. Divorce. Financial emergencies. People fall to the temptation of overspending on credit cards. Others take out a payday or title loan and can’t ever seem to get it paid off.
Bankruptcy will stop the harassing collection calls and letters because it ends the debt as well as starting the process of getting your credit – and your life – back.
If collectors are hounding you and your blood pressure jumps every time the phone rings, call for a free appointment with a skilled, experienced bankruptcy attorney at Boleman Law. There’s no cost for the consultation and no time limit. All of your questions will be clearly answered and your legal options fully explained.
The lawyers and professional staff at Boleman Law will help you through the often confusing and emotional bankruptcy process. We will complete all of the paperwork for you. We stay with you throughout the course of your bankruptcy.
Boleman Law is the largest consumer bankruptcy firm in Virginia. Since 1991 we have helped more than 106,000 Virginians regain their financial health.
Patrick Keith is a President and Shareholder of the Richmond office. He has been practicing bankruptcy law since he joined Boleman in 2002. He is a frequent speaker on issues regarding foreclosure and bankruptcy to the Richmond Bar Association, community colleges, and civic organizations. He also frequently speaks to law students at the University of Richmond School of Law regarding bankruptcy and the practice of law.
Patrick is a native of Richmond, VA and currently lives in Midlothian, VA with his wife, two children and a Boston Terrier named Roxie. He enjoys spending time traveling and golfing with his extended family. Patrick also enjoys tennis, hiking, reading, and cooking.