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Qualifying for an apartment while in bankruptcy

Qualifying for an apartment while in bankruptcy

Our clients are often concerned about renting an apartment after their bankruptcy case is filed.


Although nothing in the Bankruptcy Code precludes bankruptcy debtors from leasing an apartment, sometimes leasing agencies have policies that make it difficult to be approved while in bankruptcy.

Some leasing agents will refuse to rent apartments to anyone who is in an active bankruptcy. Others will refuse to rent an apartment to anyone whose credit report shows an eviction.  One way for a bankruptcy debtor to navigate this issue is by finding an apartment where these policies are not in place..  Another way is for the debtor to negotiate with the leasing agency by offering a higher security deposit.  Finally, the debtor can explain that his/her financial circumstances have changed in a way that will allow him/her to make the monthly rent payment. The bottom line is that the debtor needs to convince the apartment management that he/she will be a tenant who consistently makes the rent payment.

If you have questions about this or other topics, call us.

We will help you!
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Angela M. Haen

Angela M. Haen

Angela (Angi) M. Haen has practiced bankruptcy law since 2012.  She enjoys helping her clients obtain a fresh start of their finances through the bankruptcy process. Angi’s responsibilities include advising clients during the initial filing process, attending the Meeting with the Trustees and resolving problems that occur after filing such as changes in income and objections to plan confirmation. Angi is a member of the board for the Greater Peninsula Women’s Bar Association where she volunteers with community outreach including mentorship to law students and high school students. Angi also likes educating people on bankruptcy issues through presentations and writings.

Angi, her husband, her two children, and her dog live together in Hampton. Angi and her family like to host dinners, watch movies, and read books.

 

©2018 Boleman Law Firm, P.C.

©2018 Boleman Law Firm, P.C.