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Richmond: 804.355.2057

Virginia Beach: 757.313.3000

Newport News: 757.825.5577

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  • Consumer Bankruptcy
    Foreclosures & Evictions
    Vehicle Repossession
    Garnishments & Warrants in Debt
    Overwhelming Debt
    Credit Reporting Review
    Student Loans
    We can also help you with . . .
    Job Loss
    Problems with Do It Yourself Bankruptcy
    Creditor Harassment
    Asset Protection
    Judgments or Liens
    Payday or Title Loan
    We can also help you with . . .
    Medical Bills
    Overdue Bills
    Divorce Issues
    Mortgage Servicing Issues
    Tolls & Vehicle Registration
    • Foreclosures & Evictions
    • Vehicle Repossession
    • Garnishments & Warrants in Debt
    • Overwhelming Debt
    • Credit Reporting Review
    • Student Loans
    • Job Loss
    • Problems with Do It Yourself Bankruptcy
    • Creditor Harassment
    • Asset Protection
    • Judgments or Liens
    • Payday or Title Loan
    • Medical Bills
    • Overdue Bills
    • Divorce Issues
    • Mortgage Servicing Issues
  • Choose Boleman
    The Law Firm That Started on a Door
    The Boleman Way
    • The Law Firm That Started on a Door
    • The Boleman Way
  • Your Team
    Support Staff
    Your Attorneys
    G. Russell “Rusty” Boleman, III
    Laura T. Alridge
    Kristen Nina P. Belber
    John R. Bollinger
    Riley T. Buettner
    Abram P. Gagnon
    Your Attorneys
    Matthew R. Hahne
    Lorin D. Hay
    Patrick T. Keith
    Matthew W. Krum
    Joshua A. Moger
    Kathryne M. Shaw
    • Your Attorneys
    • G. Russell “Rusty” Boleman, III
    • Laura T. Alridge
    • Kristen Nina P. Belber
    • John R. Bollinger
    • Riley T. Buettner
    • Abram P. Gagnon
    • Matthew R. Hahne
    • Lorin D. Hay
    • Patrick T. Keith
    • Matthew W. Krum
    • Joshua A. Moger
    • Kathryne M. Shaw
    • Support Staff
  • Info Center
    Differences: Chapter 7 and Chapter 13.
    Bankruptcy myths.
    Bankruptcy myths.
    Bankruptcy and Bumps in the Road of Life
    Topics
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    Choosing Your Attorneys
    Considering Bankruptcy
    During Bankruptcy
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    • About Debts
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    • Help a Friend
    • Current Clients
    • What to Bring
    • FAQs
    • Glossary
    • Testimonials
    • Leave a Review
  • Careers
  • Contact Us
    Richmond

    Interstate Center
    2104 W Laburnum Ave, Suite 201
    Richmond, VA 23227

    804.355.2057
    Fax: 804.358.8704
    Directions »

    Virginia Beach

    Southport Centre
    4525 South Boulevard, Suite 201
    Virginia Beach, VA 23452

    757.313.3000
    Fax: 804.358.8704
    Directions »

    Newport News

    Patrick Henry Corporate Center
    12350 Jefferson Ave, Suite 170
    Newport News, VA 23602

    757.825.5577
    Fax: 804.358.8704
    Directions »

    • Richmond
    • Virginia Beach
    • Newport News
FREE Consultation

Richmond: 804.355.2057

Virginia Beach: 757.313.3000

Newport News: 757.825.5577

FREE Consultation

Richmond: 804.355.2057

Virginia Beach: 757.313.3000

Newport News: 757.825.5577

Info Center | Debt

We will help you.

Home / Info Center / Debt
  • Americans find it hard to pay off debt

    Record-High Credit Card and Auto Loan Delinquencies Signal Growing Financial Strain for American Families

    A new Federal Reserve report shows that Americans are having a harder time with rising debt, especially credit card debt.

  • Credit Card Debt and General Debt Are Rising

    Many Americans have been hit hard with debt and have turned to credit cards to bridge the gaps. However, now their debts are rising as their credit card payments become overwhelming.

  • Buy Now Pay Later Debt

    The Buy Now, Pay Later Holiday Debt Hangover Has Arrived, as Consumers Wonder How They’ll Pay Bills

    Many Americans who turned to buy now, pay later payment plans to fund last year’s holiday shopping and avoid credit card debt are now having trouble paying off those bills.

    If buy now, pay later, payments are causing financial issues for you, contact us today! Boleman Law Firm will help you!

     

  • Credit Card Deliquencies

    Credit Card Delinquencies Surged in 2023, Indicating ‘Financial Stress,’ New York Fed Says

    Credit card delinquencies surged more than 50% in 2023 as total consumer debt swelled to $17.5 trillion, the New York Federal Reserve reported on February 6th, 2024.

     

  • Credit Card Debt Hits a ‘Staggering’ $1.13 Trillion

    Americans now owe a collective $1.13 trillion on their credit cards, according to a new report on household debt from the Federal Reserve Bank of New York. Are you struggling with credit card debt? Call Boleman Law Firm, we will help you!

  • New York Federal Reserve Report Shows Increase in Household Debt and Delinquencies

    The New York Federal Reserve reported in its latest quarterly Household Debt and Credit Report that total household debt climbed by $212 billion in the fourth quarter of 2023 to $17.5 trillion. Amid the rise in debt, delinquency rates and the transition into troubled status were both higher.

  • Student Loans

    Don’t give Money or Information to Scammers promising Student Loan Forgiveness

    Everyone should be aware of potential student loan scams. There are predatory companies and individuals seeking to capitalize on confusion over student loan repayment and forgiveness statuses. Always contact your lender directly and avoid providing personal information to unknown callers.

  • Exhausting Savings

    Inflation has Americans turning to Loans

    Millions of folks are finding themselves stretched thin trying to pay their regular living expenses and meet their minimum monthly loan and credit card bills.

  • Escape Eviction

    End of State Relief Program could start Eviction Crisis

    As state relief programs expire and landlords are starting eviction processes, please be aware of your rights and options as a renter. You may have the option to pay back your rent arrears through a bankruptcy case and enable you to stay in your home.

  • Family Debt

    Rising prices cause more Debt among Families

    Consumers are paying more for everything, including the essentials, across the US. As prices rise and the median income falls, families will be greatly affected by mounting debt.

  • John Bollinger Discusses Concerns for Future Debt Collection with ABI

    What are the concerns after the Supreme Court’s ruling in Henson v. Santander Consumer? Could it affect you? Find out what John Bollinger has to say here!

  • Get straight with the IRS now.

    Get straight with the IRS now.

    The IRS can pounce without warning if you haven’t filed tax returns.

  • Solutions for an overwhelming mortgage payment.

    Solutions for an overwhelming mortgage payment.

    The mortgage payment was OK when you bought the house. But things have changed. Job loss. Medical bills. You’ve missed some payments. Fortunately, there are solutions.

  • Financial problems can happen to anyone.

    Financial problems can happen to anyone.

    If you’re worried about your financial situation, don’t be embarrassed. You’re not alone. There are legal solutions. We will help you.

  • Stopping harassing debt collection calls.

    For people facing overwhelming debt, just answering the phone or opening the mail can be stressful.

  • Creating a personal budget.

    An important step in taking control of your personal finances is to create a realistic budget and stick to it.

  • Preparing for cutbacks, layoffs and sequestration.

    If you’re like most people, you live from paycheck to paycheck. But what happens if your paycheck is suddenly cut by 20% or disappears altogether? If you see sequestration or work cutbacks in your future, here are 10 things you can do to do to get ready.

Topics
  • About Debts
  • Choosing Your Attorneys
  • Considering Bankruptcy
  • During Bankruptcy
  • Financial Health
  • News from Attorneys
  • The Boleman Way
  • Your Home and Car
Types
  • Info Sheets
  • News
  • Videos
  • Archives
  • Americans find it hard to pay off debt

    Record-High Credit Card and Auto Loan Delinquencies Signal Growing Financial Strain for American Families

    A new Federal Reserve report shows that Americans are having a harder time with rising debt, especially credit card debt.

  • Credit Card Debt and General Debt Are Rising

    Many Americans have been hit hard with debt and have turned to credit cards to bridge the gaps. However, now their debts are rising as their credit card payments become overwhelming.

  • Buy Now Pay Later Debt

    The Buy Now, Pay Later Holiday Debt Hangover Has Arrived, as Consumers Wonder How They’ll Pay Bills

    Many Americans who turned to buy now, pay later payment plans to fund last year’s holiday shopping and avoid credit card debt are now having trouble paying off those bills.

    If buy now, pay later, payments are causing financial issues for you, contact us today! Boleman Law Firm will help you!

     

  • Credit Card Deliquencies

    Credit Card Delinquencies Surged in 2023, Indicating ‘Financial Stress,’ New York Fed Says

    Credit card delinquencies surged more than 50% in 2023 as total consumer debt swelled to $17.5 trillion, the New York Federal Reserve reported on February 6th, 2024.

     

  • Credit Card Debt Hits a ‘Staggering’ $1.13 Trillion

    Americans now owe a collective $1.13 trillion on their credit cards, according to a new report on household debt from the Federal Reserve Bank of New York. Are you struggling with credit card debt? Call Boleman Law Firm, we will help you!

  • New York Federal Reserve Report Shows Increase in Household Debt and Delinquencies

    The New York Federal Reserve reported in its latest quarterly Household Debt and Credit Report that total household debt climbed by $212 billion in the fourth quarter of 2023 to $17.5 trillion. Amid the rise in debt, delinquency rates and the transition into troubled status were both higher.

  • Student Loans

    Don’t give Money or Information to Scammers promising Student Loan Forgiveness

    Everyone should be aware of potential student loan scams. There are predatory companies and individuals seeking to capitalize on confusion over student loan repayment and forgiveness statuses. Always contact your lender directly and avoid providing personal information to unknown callers.

  • Exhausting Savings

    Inflation has Americans turning to Loans

    Millions of folks are finding themselves stretched thin trying to pay their regular living expenses and meet their minimum monthly loan and credit card bills.

  • Escape Eviction

    End of State Relief Program could start Eviction Crisis

    As state relief programs expire and landlords are starting eviction processes, please be aware of your rights and options as a renter. You may have the option to pay back your rent arrears through a bankruptcy case and enable you to stay in your home.

  • Family Debt

    Rising prices cause more Debt among Families

    Consumers are paying more for everything, including the essentials, across the US. As prices rise and the median income falls, families will be greatly affected by mounting debt.

  • John Bollinger Discusses Concerns for Future Debt Collection with ABI

    What are the concerns after the Supreme Court’s ruling in Henson v. Santander Consumer? Could it affect you? Find out what John Bollinger has to say here!

  • Get straight with the IRS now.

    Get straight with the IRS now.

    The IRS can pounce without warning if you haven’t filed tax returns.

  • Solutions for an overwhelming mortgage payment.

    Solutions for an overwhelming mortgage payment.

    The mortgage payment was OK when you bought the house. But things have changed. Job loss. Medical bills. You’ve missed some payments. Fortunately, there are solutions.

  • Financial problems can happen to anyone.

    Financial problems can happen to anyone.

    If you’re worried about your financial situation, don’t be embarrassed. You’re not alone. There are legal solutions. We will help you.

  • Stopping harassing debt collection calls.

    For people facing overwhelming debt, just answering the phone or opening the mail can be stressful.

  • Creating a personal budget.

    An important step in taking control of your personal finances is to create a realistic budget and stick to it.

  • Preparing for cutbacks, layoffs and sequestration.

    If you’re like most people, you live from paycheck to paycheck. But what happens if your paycheck is suddenly cut by 20% or disappears altogether? If you see sequestration or work cutbacks in your future, here are 10 things you can do to do to get ready.

Topics
  • About Debts
  • Choosing Your Attorneys
  • Considering Bankruptcy
  • During Bankruptcy
  • Financial Health
  • News from Attorneys
  • The Boleman Way
  • Your Home and Car
Media Format
  • Info Sheets
  • News
  • Videos
  • Archives

Our Offices

Richmond

Interstate Center
2104 W Laburnum Ave, Suite 201
Richmond, VA 23227

804.355.2057
Fax: 804.358.8704
Directions »

Virginia Beach

Southport Centre
4525 South Boulevard, Suite 201
Virginia Beach, VA 23452

757.313.3000
Fax: 804.358.8704
Directions »

Newport News

Patrick Henry Corporate Center
12350 Jefferson Ave, Suite 170
Newport News, VA 23602

757.825.5577
Fax: 804.358.8704
Directions »

Boleman Law Firm is a federally designated Debt Relief Agency.
We help people file for bankruptcy relief under the Bankruptcy Code.

Boleman Law Firm is a federally designated Debt Relief Agency.

We help people file for bankruptcy relief under the Bankruptcy Code.

FREE Consultation
FREE Consultation

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We will help you.

  • Consumer Bankruptcy
    • Foreclosures & Evictions
    • Vehicle Repossession
    • Garnishments & Warrants in Debt
    • Overwhelming Debt
    • Credit Reporting Review
    • Student Loans
    • Job Loss
    • Problems with Do It Yourself Bankruptcy
    • Creditor Harassment
    • Asset Protection
    • Judgments or Liens
    • Payday or Title Loan
    • Medical Bills
    • Overdue Bills
    • Divorce Issues
    • Mortgage Servicing Issues
  • Choose Boleman
    • The Law Firm That Started on a Door
    • The Boleman Way
  • Your Team
    • Your Attorneys
    • G. Russell “Rusty” Boleman, III
    • Laura T. Alridge
    • Kristen Nina P. Belber
    • John R. Bollinger
    • Riley T. Buettner
    • Abram P. Gagnon
    • Matthew R. Hahne
    • Lorin D. Hay
    • Patrick T. Keith
    • Matthew W. Krum
    • Joshua A. Moger
    • Kathryne M. Shaw
    • Support Staff
  • Info Center
    • About Debts
    • Choosing Your Attorneys
    • Considering Bankruptcy
    • During Bankruptcy
    • Financial Health
    • News from Attorneys
    • The Boleman Way
    • Your Home and Car
    • Info Sheets
    • News
    • Videos
  • Resources
    • Help a Friend
    • Current Clients
    • What to Bring
    • FAQs
    • Glossary
    • Testimonials
    • Leave a Review
  • Careers
  • Contact Us
    • Richmond
    • Virginia Beach
    • Newport News
FREE Consultation

Helpful Information

Differences: Chapter 7 and Chapter 13

There are two options for filing personal bankruptcy in Virginia: Chapter 7 or Chapter 13.

Learn More
Bankruptcy Myths

Bankruptcy is a mystery to many people. Don’t let these myths fool you.

Learn More
Problems with Do it Yourself Bankruptcy

~97% of Chapter 13 Pro Se (do it yourself) cases end in failure

Learn More
Credit Reporting Review

When you first find something wrong on your credit report, it can be hard to know where to start.

Learn More
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