Virginia Medical Debt Attorneys
Medical Debt Relief Options in VA
Medical debt can overwhelm even the most financially stable families. Many hardworking people find themselves buried in medical debt despite doing everything right. A sudden illness, emergency surgery, or ongoing treatment can leave you facing bills that insurance doesn’t fully cover.
At Boleman Law Firm, P.C., we understand how stressful it can be to face mounting healthcare costs, collection calls, or threats of lawsuits. Since 1991, our medical bill lawyers have helped over 150,000 Virginians find solutions to overwhelming debt. Our goal is to help you rebuild your life by providing the experienced and personalized counsel you deserve.
Don’t leave your financial future to chance. As the largest consumer bankruptcy firm in the state, we pride ourselves on empowering clients to take the first step toward economic recovery. We can assess your financial circumstances, explain your legal options, and help you navigate the process with care and precision.
If medical bills are causing you financial hardship in Virginia, we can help you explore legal options for debt relief. Contact us online to discuss your case.
Medical costs are a fact of life. And even if you have health insurance, there’s the deductible and items insurance doesn’t cover. If you’re like most people, living paycheck to paycheck, medical debt can make it very difficult to keep the bills paid.
Can Medical Bills Be Discharged Through Bankruptcy?
Yes. Similarly to credit cards or personal loans, medical bills are considered unsecured debt and are eligible for discharge in both Chapter 7 and Chapter 13 filings.
In a Chapter 7 bankruptcy, medical debt is usually wiped out completely within a few months. In a Chapter 13 bankruptcy, the remaining balance may be discharged at the end of the plan.
Options for Medical Debt Relief
Facing overwhelming medical bills can feel daunting, but you’re not alone. Our firm can help you explore every avenue for medical debt relief to determine an appropriate approach for your specific circumstances.
Some potential options for medical debt relief include:
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"I am beyond thankful!"
The professionalism, empathy respect and guidance that I received at the Boleman law office was an unforgettable experience that uplift my journey.
- Monica B. -
"Boleman law firm has been the best law firm in Virginia."They helped me and my wife so much I could never repay them for the help they did for us and they were very kind and helpful and always took my calls and always made sure I was doing my part and they never ever let us down they saved our home our automobiles and that was our life as I said they were like family the way they treated us and did so much for us and the price they charged us was so cheap and they never let us down. To us there is no other law firm that is like family.- David R.
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"I highly recommend Boleman Law firm if you are considering bankruptcy."Boleman Law Firm possesses some great lawyers. I had some fears about filing for bankruptcy but their staff walked me through the entire process. I was treated with respect and compassion. It’s not easy deciding to file for bankruptcy but Boleman made the process easy and relatively straightforward.- Robert M.
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"Guided us to a successful outcome."
We had a great experience . Their team is amazing. Very professional while being considerate of 2 older folks with special needs.
- Tom G.
How Can an Attorney Help with Medical Debt Relief?
When your financial future is at stake, having a knowledgeable lawyer on your side can make all the difference. Below are some important ways that our firm can assist with medical debt relief:
- Legal guidance. Medical debt discharge involves detailed paperwork and strict deadlines. Your lawyer can assist with these complex filings and help you submit required documents on time to prevent delays or dismissals.
- Halting creditor harassment. Filing for bankruptcy triggers an automatic stay that prevents creditors from calling, writing, suing, or garnishing your wages. Your attorney can make sure the stay is properly implemented.
- Protecting your assets. We have a deep understanding of state and federal bankruptcy laws to identify potential exemptions that protect your home, car, retirement funds, and other valuable property from being sold to pay creditors.
- Debt analysis and strategy. Our attorneys can meticulously review your medical bills and debts to determine the best course of action and employ a suitable strategy for your legal situation.
If you are receiving calls or collection letters about medical bills, put decades of experience in your corner with Boleman Law Firm, P.C.. Call (804) 396-2005 to schedule a free consultation.