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Boleman Law Firm, P.C. Boleman Law Firm, P.C.
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Foreclosure Defense 13 Attorneys. 30+ Professionals. Your Financial Future.

Richmond, VA Foreclosure Defense Attorneys

Strategic & Personalized Counsel for Virginians Facing Foreclosure

The possibility of losing your home can be stressful and overwhelming. At Boleman Law Firm, P.C., we understand that many hardworking people fall behind on mortgage payments due to unexpected medical bills, job loss, and other financial hardships. If you’re facing foreclosure in Richmond, our foreclosure defense lawyers can help you take steps to protect your home and future. 

Since 1991, our attorneys have helped over 150,000 Virginians get back on their feet after overwhelming debt. Our goal is to provide clear guidance, practical solutions, and personalized counsel to help you rebuild economic stability without losing your home. As the largest consumer bankruptcy firm in the state, we bring over 30 years of experience to every case and are committed to achieving the fresh start you deserve.

If you received a foreclosure notice in Richmond, our attorneys can help you explore legal options to keep your home. Contact us online to discuss your case.

We Will Help You Helping Virginians Regain Their Financial Health Since 1991
WHAT TO BRING TO YOUR CONSULTATION

What Is Foreclosure?

Foreclosure is the legal process of taking possession of a mortgaged property when the mortgagor fails to keep up with their mortgage payments. Lenders must follow strict rules, including providing notice and holding a public sale.

While foreclosure can result in the loss of your property, there are defenses and legal options that may delay or prevent it. Our lawyers are well versed in these legal nuances to help you understand your rights and explore strategies to protect your home. 

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    "I am beyond thankful!"

    The professionalism, empathy respect and guidance that I received at the Boleman law office was an unforgettable experience that uplift my journey.

    - Monica B.
    "Boleman law firm has been the best law firm in Virginia."
    They helped me and my wife so much I could never repay them for the help they did for us and they were very kind and helpful and always took my calls and always made sure I was doing my part and they never ever let us down they saved our home our automobiles and that was our life as I said they were like family the way they treated us and did so much for us and the price they charged us was so cheap and they never let us down. To us there is no other law firm that is like family.
    - David R.
    "I highly recommend Boleman Law firm if you are considering bankruptcy."
    Boleman Law Firm possesses some great lawyers. I had some fears about filing for bankruptcy but their staff walked me through the entire process. I was treated with respect and compassion. It’s not easy deciding to file for bankruptcy but Boleman made the process easy and relatively straightforward.
    - Robert M.
    "Guided us to a successful outcome."

    We had a great experience . Their team is amazing. Very professional while being considerate of 2 older folks with special needs.

    - Tom G.

How Can a Foreclosure Defense Lawyer Help Me? 

If your home is at risk, don’t wait to secure experienced representation. Below are some important ways that our knowledgeable attorneys can assist you:  

  • Review your mortgage and payment history. Our firm can identify errors, missed notices, and potential defenses that are relevant to your case. 
  • Represent you in court or negotiations. We can advocate on your behalf during the foreclosure proceedings.
  • Pause or delay foreclosure. We can explore legal tools like bankruptcy or automatic stay protections to halt foreclosure.
  • Challenge lender errors or violations. Our attorneys can address mistakes in accounting, notices, or non-compliance.
  • Explore alternatives to foreclosure. We can help you explore legal remedies like loan modifications, repayment plans, or short sales.
  • Protect your rights. We can help you understand your legal options and navigate the process to prevent dismissals or delays.

Are you behind on your mortgage? Choose Virginia’s largest consumer bankruptcy firm to represent you. Call (804) 396-2005 to schedule a free consultation.

Because Clarity Makes the Path Easier

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foreclosure FAQ's

  • Can Filing for Bankruptcy Stop Foreclosure?
    Yes. Filing for bankruptcy triggers an automatic stay that pauses all collection actions, including foreclosure proceedings. However, choosing the right chapter is paramount to addressing debts and long-term financial obligations. Our firm can assess your specific debt to determine an appropriate legal strategy for your situation.
  • Which Is Best for Stopping Foreclosure: Chapter 13 or Chapter 7?

    A Chapter 7 or “liquidation” bankruptcy can wipe out your mortgage obligation and temporarily stop foreclosure, but you must be current on your mortgage and continue making payments to keep your home.

    While Chapter 7 only delays foreclosure, a Chapter 13 or “wage earner plan” bankruptcy is generally recommended for stopping foreclosure because it provides a structured path to financial stability while protecting your property.

  • How Does Bankruptcy Affect Refinancing or Mortgage Modification?
    Bankruptcy can make refinancing more difficult in the short term due to a lower credit score. However, a Chapter 13 bankruptcy can also make mortgage modification more feasible by demonstrating a structured approach to catching up on arrears. Our attorneys have a deep understanding of bankruptcy laws to advise you on the timing and options for refinancing or modifying your mortgage.
  • Do I Need a Foreclosure Defense Lawyer if I Am Already Considering Bankruptcy?
    Absolutely. Even if you are already considering bankruptcy, having a lawyer review your case can be invaluable. Our attorneys can evaluate your financial situation to determine if foreclosure defense is sufficient or if bankruptcy is a stronger option. If bankruptcy is the best path forward, we can advise you throughout the legal process to prevent missteps and help you move forward with confidence.