IRS Levy Attorney in Newport News
Protecting Your Paycheck and Bank Account From The IRS
If the IRS is taking money from your paycheck or has frozen your bank account, it can feel like everything is spinning out of control. You may be wondering how you will pay rent, keep the lights on, or put gas in the car. This is exactly when talking with an experienced IRS levy lawyer can help you understand real options.
At Boleman Law Firm, P.C., we focus on helping people in financial crisis across Virginia, including here in Newport News. Since 1991, our team has helped more than 140,000 Virginians regain their financial health through consumer bankruptcy. We offer a free, no-risk consultation so you can talk with us before making any decisions.
To talk with an IRS levy attorney in Newport News about your situation, call (757) 997-2666 for a free consultation.
How IRS Levies Work
Understanding what an IRS levy is can make a stressful situation feel more manageable. An IRS levy is the government’s legal action for taking money to satisfy a tax debt, and it is different from a lien, which is only a claim against property.
Key points about IRS levies include:
- Wage garnishment: An IRS levy may take the form of a wage garnishment, where the IRS notifies an employer and requires a portion of each paycheck to be sent to the government.
- Bank account levy: An IRS levy may also target a bank account, resulting in funds being frozen or removed to satisfy the tax debt.
- IRS notice process: Before a levy occurs, the IRS typically sends multiple notices regarding unpaid taxes, and failure to respond can lead to stronger collection actions.
IRS levies can interfere with covering basic expenses and may disrupt automatic payments or trigger additional financial strain. If this situation feels familiar, it reflects the kind of financial strain we regularly see and address at Boleman Law Firm, P.C..
Stopping IRS Levies With Bankruptcy
Once you know how an IRS levy works, the next question is usually what you can do about it. One powerful tool for many people is consumer bankruptcy. Filing a bankruptcy case typically triggers something called the automatic stay. This is a court order that usually requires most creditors, including the IRS in many situations, to stop collection efforts while the case is active.
There are different types of consumer bankruptcy. In very general terms, Chapter 7 focuses on wiping out qualifying debts, and Chapter 13 creates a structured repayment plan over several years. Tax debts are complex, and some may be better addressed in a Chapter 13 plan than in a Chapter 7 case. The right choice depends on details like how old the taxes are, whether returns were filed, and your overall financial picture.
Not every tax debt can be wiped out in bankruptcy, and we do not promise a particular result. What we can offer is a careful review of your situation and a discussion of how the bankruptcy laws may apply to your IRS problem.
If you are unsure whether bankruptcy is right for you, talking with our IRS levy attorney in Newport News can help you understand potential pros and cons. During your free consultation, we will ask about your income, expenses, tax history, and other debts so we can walk through realistic options together.
What to Do After an IRS Levy Notice
Here are some helpful steps to take when you receive an IRS levy notice:
- Open every letter from the IRS and keep them together in one place.
- Make a note of any deadlines, such as appeal dates or response periods.
- Gather your recent tax returns, pay stubs, and bank statements.
- Write down a list of the other debts you are juggling, such as credit cards, medical bills, or car loans.
- Contact Boleman Law Firm, P.C. to schedule a free consultation so we can review your full picture, not just the IRS issue.
When you call us, you will speak with our team about what is happening with your wages or bank account. We will schedule a time for you to meet with an IRS levy attorney in Newport News for free. During that meeting, we will go over your documents, talk about what the IRS has done so far, and discuss whether bankruptcy or another approach may make sense for you.
Many of the people we meet tell us they felt embarrassed to ask for help. Our message is simple. If you feel like you are sinking financially, we are here to listen without judgment. Our goal is to help you protect essential income and explore realistic options to regain financial stability.
Why Clients in Newport News Choose Us
Many people in Newport News have steady jobs at places like the shipyard, nearby military installations, hospitals, or schools. When an IRS wage levy affects those paychecks, the financial impact is immediate. Having a local team that understands both IRS collection practices and Virginia bankruptcy law can make a meaningful difference.
People choose Boleman Law Firm, P.C. for several important reasons:
- Extensive experience across Virginia: We are a large bankruptcy law firm in Virginia, and have been helping people statewide since 1991. During that time, we have filed approximately 150,000 cases and assisted more than 140,000 Virginians in regaining financial stability.
- Familiarity with IRS levies and related debt issues: Our scale and experience mean we have handled many different combinations of tax debt, wage levies, bank levies, and other financial challenges.
- Knowledge of the local bankruptcy court: Our team regularly handles cases in the United States Bankruptcy Court for the Eastern District of Virginia, which oversees many matters for people in this region. We understand how cases move through that system and what judges and trustees typically expect.
- Structured, guided representation: Clients are not left to navigate the process alone. You work with the appropriate attorney or administrative professional at each stage, with a focus on keeping your case moving and making sure you know what comes next.
- Free, no‑risk consultation: We know cost concerns cause many people to delay calling. That is why we offer a free consultation with a bankruptcy lawyer, allowing you to discuss your IRS levy and other debts and understand your options before deciding how to proceed.
If you are looking for an IRS levy lawyer in Newport News, we invite you to speak with our team. We have spent decades helping people across Virginia, and we are ready to listen to your story.
Frequently Asked Questions
Can bankruptcy stop an IRS levy on my paycheck?
Filing a bankruptcy case generally puts an automatic stay in place, which usually stops many collection efforts, including some IRS wage levies. How this applies in your situation depends on the type of tax debt and timing. We review your documents carefully before recommending any approach.
How quickly can your team help once I call?
When you call Boleman Law Firm, P.C., we work to schedule your free consultation as soon as possible. In urgent situations, such as an active levy, we discuss timing at the very beginning of the conversation. The exact speed of any filing depends on how quickly we can gather the required information from you.
What if I have not filed all my tax returns?
Many people come to us with unfiled tax returns, so you are not alone. We still encourage you to reach out so we can talk about your overall situation. Some bankruptcy options may require certain returns to be filed, and we can explain how that fits into your plan.
How much does it cost to hire Boleman Law Firm, P.C.?
Your first meeting with us is always a free, no-risk consultation. During that visit, we will explain how fees work in different types of bankruptcy cases and how they might be paid. Our goal is to structure any plan in a way that fits your budget as much as possible.
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Take The Next Step Toward Relief
If an IRS levy is taking money from your paycheck or bank account, you do not have to face it alone. Talking with a knowledgeable IRS levy attorney can help you understand your rights and whether bankruptcy or another option might give you relief. A simple conversation can start to turn confusion into a plan.
Get strategic legal help to address IRS levies and enforcement. Work with an IRS levy attorney in Newport News at Boleman Law Firm, P.C.. Call (757) 997-2666 or contact us today.
