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Our Official COVID-19 Statement

Our Official COVID-19 Statement

Open with phone and video appointments available!

The Boleman Law Firm is open and available to help those affected by the current virus outbreak. We know that many of you have questions about how you are going to move forward, and what your financial future looks like. Although we can no longer conduct in-person appointments, we have many ways to assist you via phone, video, and email. Please call us at (804)358-9900 or (757)313-3000, or email us at

We have appointments available via phone and video to meet with an attorney to discuss your situation and what options are available to you to help solve your financial problems. Please contact us to set up your appointment today!

There is a lot of information being put out on the internet that is confusing, misleading, or downright false. We are working on compiling resources for you that are verified and up-to-date.  Please beware of scams.

Most programs available require you to be proactive and reach out to your lender or services to inquire and be approved for any deferrals or forbearances being offered. Please do not assume that you will automatically be included in any programs. You must be proactive.

Trustee Hearings

Trustee hearings beginning April 13, 2020, will be held via phone and/or videoconference. You will receive information from our office on how your hearing will be held in advance of your hearing.

Bankruptcy Payments

You may be eligible for your bankruptcy plan payments to be suspended if your income has been reduced due to the COVID-19 Pandemic. Please contact us for more information.

CARES Act Stimulus Payments

Payments will be up to $1200 per individual and $500 per child. There are limitations based on income (payment begins reducing below $1200 for individuals with gross income over $75,000. Please see further information available at . The payments will be directly deposited into the same account as your tax refund.

If you need to update your direct deposit information, the IRS will have a web portal available to update your direct deposit information in the coming weeks. If you have not filed tax returns for the past two years (2018 and 2019) you may need to do so in order to receive the stimulus payment. If you are not required to file but have dependents, you may want to file so that you can receive the payment for your children. You will likely not receive payments for children if you do not file tax returns.

Your payment can NOT be seized for back taxes owed, however, it CAN be seized for child support arrears.

Retirement Distributions

Per the CARES Act and IRS, individuals can take withdrawals from qualified retirement accounts without paying the 10% penalty for early distributions. However, you will owe taxes for these distributions AND there may be bankruptcy implications, so please contact us if you have questions about this or are considering taking an early retirement distribution.


Dominion Power is not disconnecting service for those behind on bills and will restore service if yours has been cut off for nonpayment. You must call 1(866)366-4357 to have your service reconnected.


Many mortgage servicers and other lenders, including car and student loan lenders, are offering programs to defer or forbear payments for those affected by the virus. You must contact your servicer or lender directly to apply for these programs, they are not being automatically offered, you must be proactive. In most cases, you ARE eligible for these programs even if you are in an active bankruptcy case.

If you need an authorization letter from us to speak directly to your provider, we are happy to provide one. Please make sure you understand all the terms of any programs as to when the payments you are not making now would be due, and whether there are any penalties or interest accruing.  Under some programs, if you do not make the payments due now, they would be due in full at the end of the period (e.g. not making the payments for the next six months, would mean you owe the full six months in one lump sum at the end of the time period).


The Federal filing deadline has been extended to July 15th, however, you should still file as soon as you are able to. If you have not filed for 2018 or 2019, but are required to file, you may not receive a stimulus payment that you are entitled to. The State filing deadline has NOT been extended, and you should file on time to avoid penalties.

Student Loans

Federal Student Loans are allowing payments to be suspended through September 30, 2020. Payments will be treated as made for purposes of loan forgiveness and loan rehabilitation. You must reach out to your lender to be approved of any program for suspension. Please be proactive.

Some private student loan programs may be offering programs as well, you must reach out to your lender to inquire and be approved for any available programs.

We are here to help you. Please contact us if you have any questions.

Updated: 04/07/20


©2021 Boleman Law Firm, P.C.

©2021 Boleman Law Firm, P.C.

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