Info Center

Qualifying for an apartment while in bankruptcy

Our clients are often concerned about renting an apartment after their bankruptcy case is filed.
Although nothing in the Bankruptcy Code precludes bankruptcy debtors from leasing an apartment, sometimes leasing agencies have policies that make it difficult to be approved while in bankruptcy.    

Some leasing agents will refuse to rent apartments to anyone who is in an active bankruptcy. Others will refuse to rent an apartment to anyone whose credit report shows an eviction.  One way for a bankruptcy debtor to navigate this issue is by finding an apartment where these policies are not in place..  Another way is for the debtor to negotiate with the leasing agency by offering a higher security deposit.  Finally, the debtor can explain that his/her financial circumstances have changed in a way that will allow him/her to make the monthly rent payment. The bottom line is that the debtor needs to convince the apartment management that he/she will be a tenant who consistently makes the rent payment.

If you have questions about this or other topics, call us. 

We will help you! 

Angela M. Haen

Angela (Angi) M. Haen joined Boleman Law Firm in 2012 as an attorney. Prior to practicing law at Boleman, she practiced criminal defense, family law, civil litigation, debtor/creditor rights and estate planning.

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Richmond

Interstate Center
2104 W Laburnum Ave, Suite 201
Richmond, VA 23227
804.355.2057
Fax: 804.358.8704

Virginia Beach

Convergence Center III
272 Bendix Road, Suite 330
Virginia Beach, VA 23452
757.313.3000
Fax: 804.358.8704

Hampton

2 Eaton Street, Suite 106
(Corner of Settlers Landing)
Hampton, VA 23669
757.825.5577
Fax: 804.358.8704

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Martindale-Hubbell
American Bankruptcy
Tidewater Bankruptcy Bar Association