Boleman Law Firm - Virginia Bankruptcy Experts

Current Clients

Richmond Trustee Hearing Address
600 East Main Street, Suite 120, Richmond, VA. 23219

This is the old Verizon building and is located between 6th and 7th Streets. Arrive at least 15 minutes before your hearing time to ensure that you find parking.

What to bring to the hearing?
The Trustee will need to see a picture ID (ex. Driver’s License). If your picture ID doesn’t show your social security number, you will need to have a copy of your social security card. Please bring your blue folder with you to the meeting. This will help the attorney identify you as a client of the Boleman Law Firm. If you have received a letter from our office requesting additional information please call us at 804-358-9900, and one of our administrators will be happy to assist you.

When is my Chapter 13 payment due?
The first payment into your chapter 13 case is due 30 days after the filing of your bankruptcy case. Our office will send you a letter letting you know when to have your first payment in our office. Because of the sensitive timely nature of the first payment we ask that you bring it to our office so we can mail it for you . If you are unable to bring your payment to our office, you can mail your payment to the Trustee – make the cashier’s check or money order payable to Robert E. Hyman. Please call our office if you mail the Trustee payment yourself.

The address is P O Box 983 Memphis, TN. 38101. Please make sure your case number is clearly written on the payment.

Richmond Chapter 13 Trustee payment address
If this is not your first payment you may send a personal check, otherwise, send a cashier’s check or money order. Make it payable to

Robert E. Hyman.
P O Box 983
Memphis, TN. 38101.

Please remember to clearly write your case number on the check or money order.

Where should I mail my taxes?

If you are in a Chapter 13 and back taxes are being paid through your case you need to send your returns to the addresses below.

Internal Revenue Service
Proceedings and Insolvency
400 N. 8th Street, Box 76
Stop Room 898
Richmond, VA. 23219

Commonwealth of Virginia
Dept. of Tax/ Legal Unit
P O Box 2156
Richmond, VA. 23218

Richmond Bankruptcy Court Address
1100 East Main Street, Suite 310, Richmond, VA. 23219

Chapter 7 Discharge
Your discharge is the completion of the bankruptcy process. You can expect your discharge after your meeting with the trustee. The average time is 3-4 months.

Chapter 13 Discharge
Your discharge is the completion of the bankruptcy process. You will receive a discharge once all the payments have been made into your case. This could be a period of 3 – 5 years depending on your bankruptcy plan. Once the final payment has been received by the Trustee, He will make the final disbursements (done once a month). You can expect your discharge about 45 days after the final disbursement has been made. If your case is funded by a wage order the Trustee will send an order to stop it after his audit of your case. Any funds received after the final payment will be refunded to you by the Trustee.

Rebuilding Your Credit
After you file bankruptcy, you will often receive offers to obtain credit at high interest rates. We suggest that you go to a financial institution and obtain a secured credit card. A secured card is where you place a small amount of money in a savings account and that amount is your credit limit. Make small purchases with this card (ex. Gas, groceries) and pay off the full balance each month. As you do this, you will begin to improve your credit rating and receive a higher credit limit.

Cleaning your Credit Report
After you receive your discharge from the court, send a copy of your petition and discharge to each of the credit bureaus. The bureaus have 30 days to make any corrections after they receive the information. If you want a copy of your corrected report, send a letter and the fee for the copy. If you have been denied credit in the last 60 days, send a copy of the denial letter and you will receive a free copy of your report.

Credit Bureau Address

Experian, 701 Experian Parkway P.O. Box 2002 Allen, TX 75013, (888) 397-3742.

Transunion LLC, Consumer Disclosure Center P. O. Box 1000 Chester, PA. 19022, (800) 888-4213.

Equifax Credit Bureau P.O. Box 740256 Atlanta, GA 30374, (800) 525-6285.

Copies

Occasionally, several years after your bankruptcy discharge, you may wish to obtain a copy of your bankruptcy petition and discharge order. We are happy to provide you with copies. You can also obtain this information from the Bankruptcy Court. If you wish to order the copies from us, please telephone with your request.

Our fees are as follows:

For a copy of your discharge the fee is $ 10.00. We can usually obtain this copy within a few hours.
If your case was filed after 1997 the fee for your petition and discharge is $ 35.00. We can get these copies the same day you request them.

If your case was filed before 1997 the fee for your petition and discharge is $ 75.00. Response time for this request is 2 days, because the file is stored off site. Payment must be received in our office before we can process your request. You may mail the fees to our office with a letter requesting copies. Our address is 2104 West Laburnum Avenue, Suite 201, Richmond VA 23227.

If you need the information delivered by Federal Express, there is a charge of $ 45.00.

Fees for copies are payable in our office by cash, money order, cashier’s check, credit card or debit card. We cannot accept personal checks.